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Finance

Why Millennials Are Shunning Traditional Financial Tools

More than one-third of 18- to 29-year-olds have never had a credit card, according to a survey of 1,000 adults released last month by CreditCards.com. Thanks to the 2009 Card Act, which put strict limits on how credit cards are marketed and issued to young people, as well as the …

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Finance

Are You Guilty of These Investing Mistakes?

To err is human, but when it comes to investing, mistakes can be costly. A third of everyday investors had zero or negative returns in 2014, according to an analysis of the portfolios of more than a quarter million investors by investment firm SigFig. In a year that saw the …

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Finance

8 Ways to Save by Going Back to Basics

Whether it’s for political, ideological, economic or environmental reasons — or because it’s just plain fun — a growing number of people are embracing elements of old-fashioned homesteading. Of course, people have been growing their own food and raising livestock for eons. But in recent years, such practices have taken …

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Finance

How to Get Health Insurance Outside Open Enrollment Period

For consumers who want health insurance but missed the open enrollment deadline under the Affordable Care Act and its extensions, your best bet is to purchase short-term health insurance to protect you against major medical debt in case of emergencies. Unpaid medical bills are the leading cause of bankruptcy in …

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Finance

Cutting Off Adult Children Who Aren’t Financial Grown-Ups

It’s natural for parents to want to help and support their children. But should that help continue well into adulthood? By helping too much, parents run the risk of imperiling their own financial future and creating dependence. “The reality is that you are not doing the adult kids any favors …

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Finance

You Are More Than a Credit Score

America is obsessed with credit scores. And the obsession is for good reason. Credit scoring algorithms determine whether or not you will be approved for a mortgage, auto loan, credit card or personal loan. Scores also determine how much you will pay for those products. Having a credit score above …

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Finance

6 Credit Mistakes Even Those With Stellar Scores Can Make

“Good credit can become bad credit in as little as a month,” says John Ulzheimer, a credit scoring and reporting pro who’s worked for FICO, Equifax and Credit.com. “There are too many under-the-radar factors that can influence your score to just assume you’ll sail through the years with great credit.” …

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Finance

Olive Garden: At Least 1 More Breadstick Creation On the Way

The Italian restaurant chain said earlier this month it would introduce “breadstick sandwiches” as part of a broader menu revamp intended to play up its most popular offerings. The sandwiches don’t arrive until June 1, but Olive Garden already has a follow-up act planned with “breadstick crostini” in August. The …

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Finance

Solid Business Spending Plans Brighten Outlook for Factories

A gauge of U.S. business investment spending plans increased solidly for a second straight month in April, a hopeful sign for manufacturing activity after a long spell of weakness. The overall economy is gradually firming, with other reports Tuesday showing consumer confidence perking up this month and house prices extending …

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Internet

Smart credit cards are coming. Here’s what you need to know

At least four startups are betting the world isn’t ready for mobile payments. Unlike services like Apple Pay and Google Wallet (which use your phone), all-in-one cards or “smart cards” embrace a familiar medium — the plastic credit card — and turn it into an all-in-one payment solution. Smart credit …

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